Brand New 4-Bedroom in the North Georgia Mountains - $260K - FHA Ready & USDA Eligible. The most affordable brand-new 4-bedroom home in Habersham County. This 2026 Clayton Boone delivers four bedrooms, two full baths, and 1,568 square feet of one-level living on an easy-care 0.35-acre lot in an established, quiet neighborhood between Clarkesville and Demorest - ten minutes to downtown Clarkesville's shops, dining, and events, five minutes to Piedmont University, and a short drive to some of North Georgia's best hiking trails and waterfalls. Inside, an open kitchen anchors the home with a stained-cabinet island, coffee bar, and floating shelves, flowing into a spacious living room and adjoining den - two distinct gathering spaces that give your family real room to spread out. The primary suite sits at one end of the home with a private en-suite bath, while three additional bedrooms and a hall bath sit at the other end, split for privacy. A flex space off the kitchen works as an office, mudroom, or pantry. City of Demorest water plus a brand-new private septic system - no well to maintain, no monthly sewer bill. Built on a permanent foundation with brick skirting. Double-pane windows, brand-new stainless-steel appliances included. No HOA. Financing for every path to homeownership: approved for FHA, VA, USDA, and Conventional loans. USDA offers qualified buyers 100% financing - zero down. FHA gets you in for as little as 3.5% down. Peace of mind from day one: Approved for FHA, VA, USDA (100% Financing), and Conventional Loans 1-Year Full Manufacturer's Warranty Lifetime Siding Warranty 20-Year Shingle Warranty 7-Year HVAC Warranty Full Manufacturer Coverage on All New Appliances City of Demorest Water + New Private Septic Permanent Foundation Demorest Elementary / Wilbanks Middle / Habersham Central Why this one: Nowhere else in Habersham County can you get four real bedrooms of brand-new construction at this price. Minutes from downtown Clarkesville, Piedmont University, and the waterfalls and trails that make this corner of Georgia special - whether you're a first-time buyer using FHA's 3.5% down, a veteran using your VA benefit, or going zero-down through USDA, this is your most affordable path to a brand-new home in the mountains. Schedule your tour today.
| MLS # | 10838365 |
|---|---|
| Listing Type | For Sale |
| Style | House |
| Sub-Type | Resale |
| Status | Active |
| Year | 2026 |
| Days On Site | 17 |
| Listing Provided By | Sun Realty Group LLC | William Ferguson |
| Bed(s) | 4 |
|---|---|
| Bath(s) | 2 Total |
| SQ Feet | 1,568 |
| Basement | Y |
| Story(s) | 1 |
| Acreage | 0.35 |
| Appliances | Dishwasher, Refrigerator |
|---|---|
| Interior Features | High Ceilings, Master On Main Level, Split Bedroom Plan, Walk-In Closet(s) |
| Cooling | Central Air |
| Cooling Yes / No | Yes |
| Heating | Electric |
| Heating Yes / No | Yes |
| Fireplace Yes / No | No |
| Fireplaces Total | 0 |
| Window Features | Double Pane Windows |
| Room Kitchen Features | Kitchen Island |
| Laundry Features | Mud Room |
| Lot Features | Sloped |
|---|---|
| Construction Materials | Vinyl Siding |
| Roof | Metal |
| Foundation Details | Block |
| Patio And Porch Features | Deck |
| Attached Garage Yes / No | No |
|---|---|
| Garage Yes / No | No |
| Parking Features | Kitchen Level |
| Utilities | Cable Available, Electricity Available, Underground Utilities, Water Available |
|---|---|
| Sewer | Septic Tank |
| Electric | 220 Volts |
| Tax Annual Amount | 0 |
|---|---|
| Tax Year | 2025 |
| Community Features | None |
|---|
| State | GA |
|---|---|
| County | Habersham |
| City | Clarkesville |
| Zip Code | 30523 |
| Area | Habersham |
| Community Name | Chizek |
| School District | Habersham Central |
| Elementary School | Clarkesville |
| High School | Habersham Central |
| Listing VS Median (in Chizek) | |
Price: $260,000 low | high Med: $260,000 sqft: 1,568 low | high Med: 1,568 $ / sqft: $166 low | high Med: $166 On site: 17 low | high Med: 17 | |
| State | GA |
|---|---|
| County | Habersham |
| City | Clarkesville |
| Zip Code | 30523 |
| Area | Habersham |
| Community Name | Chizek |
| School District | Habersham Central |
| Elementary School | Clarkesville |
| High School | Habersham Central |
| Listing VS Median (in Chizek) | |
Price: $260,000 low | high Med: $260,000 sqft: 1,568 low | high Med: 1,568 $ / sqft: $166 low | high Med: $166 On site: 17 low | high Med: 17 | |